Friends and clients in the San Diego area: With all the fire related craziness that's been going on around here over the last three days it's nice to know there's help in some way for just about everyone. These are links for just about everything fire disaster related you can think of. This Encinitas Realtor was almost evacuated as I sat in my back yard and watched plumes of smoke rise from inside Rancho Santa Fe. We have a huge canyon just in back of us that, as my buddy the Carlsbad Fireman said is like a gun waiting to go off, if primed with the right Santa Anna winds would have gone up like a firecracker. Fortunately it didn't happen. If you have any other links you think are good don't hesitate to post a comment and I'll put it up for everyone to see. I also have a great connection to many rentals in the area that are being earmarked for those displaced by the fire.
Just a brief rundown of links: Realtor online disaster relief, air quality info, evacuation center list, Red Cross, FEMA disaster relief funds, IRS tax relief for disaster victims (Now that's incredible!), SBA disaster relief loans, HUD temporary housing, Assett Disaster Recovery help, CA Department of Insurance, Talking about fires with children, Current fire activity and evacuation zones (best site I've seen through all this)
Fire activity, special links, evacuation zones, video fire stories. This is the best site I've seen for anything to do with Firestorm 2007 in San Diego. http://www.CBS8.com
C.A.R. Application for Disaster Relief Fund now available online http://www.car.org/library/media/papers/pdf/ReliefFundApplication03.pdf California Disaster Assistance Information from the California Local American Red Cross Chapters Apply for FEMA Disaster Relief Funds California California Southern California SBA (Small Business Administration) Disaster Loans California Mortgage Relief FHA Mortgage Insurance for Disaster Victims Disaster Recovery: A Guide to Financial Issues Information Asset Recovery After a Disaster Picking Up the Pieces After a Fire (American Red Cross) http://www.redcross.org/services/disaster/0,1082,0_569_,00.html Insurance Related: Ca Dept of Insurance Wildfire Information
Animals Lost in Disaster Tips to Mitigate Risks and Losses Resulting from Fire Protecting Your Home From Wildland Fire Talking About Fires with Children California Disaster Center Information from the American Red Cross about Disasters and… Creating a Family Disaster Plan
C.A.R. members impacted by the Southern California Wildfires may apply for assistance from the C.A.R. Disaster Relief Fund by accessing the application online at the link below. The C.A.R. Disaster Relief Fund will distribute grants of between $1,000 and $5,000 to REALTORS® and local association staff who have lost their homes or place of business as a result of the fires.
Information About Air Quality & Fire-Related Pollution
http://www.airquality.org/smokeimpact
The
Evacuation Centers
http://www.car.org/index.php?id=MzI3NDI=
http://www.oes.ca.gov/Operational/OESHome.nsf/LevelTwoWithNav?OpenForm&Key=Disaster+Assistance
http://www.redcross.org/where/chapts.html#CA
http://www.fema.gov/about/process/
Those affected by the
IRS Grants Tax Relief for Victims of
http://www.irs.gov/newsroom/article/0,,id=117499,00.html
The Internal Revenue Service has announced special tax relief for
http://www.sba.gov/disaster_recov/loaninfo/property.html
"The Facts About...Disaster Assistance Loans for Homes & Personal Property"
Federal subsidized low-interest loans to repair or replace homes, personal property or businesses that sustained damage not covered by insurance. Call (800) 488-5323 to apply for relief.
Ginnie Mae Provides Forbearance and Buyout Authorization for
Loans in Areas Declared a Disaster by President Bush
http://www.ginniemae.gov/apm/apm%5Fpdf/03%2D22.pdf
Ginnie Mae encourages all single-family, manufactured housing, and multifamily Ginnie Mae issuers to provide forbearance to mortgagors in areas declared a disaster in
Mortgage Relief -- Freddie Mac
http://www.freddiemac.com/news/archives/servicing/2003/mtgrelief_102903.html
Families whose homes have been damaged or destroyed by the wildfires spreading across Southern California can seek mortgage relief designed to protect their credit ratings and financial interests in their homes, Freddie Mac announced Oct. 29.
Mortgage Relief -- Fannie Mae
http://www.fanniemae.com/newsreleases/2003/2818.jhtml?p=Media&s=News+Releases
Fannie Mae has mortgage relief provisions in place for Southern California homeowners facing hardships as a result of widespread damage caused by the wildfires raging in San Bernardino, Riverside, San Diego, Los Angeles, and Ventura counties in Southern California.
HUD Mortgagee Letter 2001--07: "Special Program, Underwriting and Servicing Policies to Assist Victims of Presidentially Declared Major Disaster Areas-Single Family Loan Production and Servicing"
http://www.hudclips.org/sub_nonhud/cgi/nph-brs.cgi?d=MLET&s1=01-$%5Bno%5D&op1=AND&SECT1=TXTHLB&SECT5=MLET&u=./legis.cgi&p=1&r=24&f=G
In addition to information provided in the above HUD mortgagee letter, contact your lender to find out about any special assistance or loan-forgiveness programs that may be in place.
HUD Offers Temporary Housing & Foreclosure Protection to Displaced Families
In an effort to aid wildfire victims, HUD announced it will grant immediate foreclosure relief; provide temporary housing and shelter; offer Section 108 loan guarantee assistance; make available mortgage insurance; make available insurance for both mortgages and rehabilitation; and work with local governments to streamline re-allocating federal resources to disaster relief.
http://www.hud.gov/news/release.cfm?content=pr03-117.cfm
http://www.hud.gov/progdesc/203h-dft.cfm
The Section 203(h) program allows the Federal Housing Administration (FHA) to insure mortgages made by qualified lenders to victims of a major disaster who have lost their homes and are in the process of rebuilding or buying another home.
http://www.redcross.org/services/disaster/beprepared/FinRecovery/
Prepared by the American Red Cross
http://www.arma.org/news/Emergency.pdf
Tips to start recovery process for businesses that have suffered losses as a result of disaster, including plans to file damaged-property reports, recover key records, and other business properties. Excerpts from "Emergency Management for Records & Information Programs" by Virginia A. Jones & Kris E. Keyes.
The American Red Cross has prepared this information to encourage you take precautions to help keep you safe and speed your recovery after a fire. It also offers ideas on what you can do to help make yourself and your home safer from fires in the future.
DOI can be contacted for general information and guidance about insurance claims by calling (800) 927-HELP (4357).
http://www.insurance.ca.gov
http://www.disastercenter.com/pets/animals.htm
Information for people who have lost pets, livestock, or other animals during a disaster.
Prepared by the American Red Cross http://www.redcross.org/services/disaster/0,1082,0_584_,00.html
Spanish-language information: http://www.redcross.org/services/disaster/foreignmat/resfispn.html
Tips from the National Interagency Fire Center
http://www.nifc.gov/preved/protecthome.html
http://www.disastercenter.com/guide/fire.html
Information from the
Children: http://www.redcross.org/services/disaster/0,1082,0_602_,00.html
Seniors: http://www.redcross.org/services/disaster/0,1082,0_9_,00.html
Pets: http://www.redcross.org/services/disaster/0,1082,0_604_,00.html
Farm Animals: http://www.redcross.org/services/disaster/0,1082,0_11_,00.html
Financial Preparedness: http://www.redcross.org/services/disaster/0,1082,0_605_,00.html
http://www.disastercenter.com/guide/family.htm
Steps to take to create a family disaster plan to expedite voluntary and forced evacuations in the event of an emergency.
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